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6 Must Have Millionaire Traits | Millionaire Habits to Make You Rich

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Millionaire wealth starts with achieving financial freedom.

Have you ever wished you were a millionaire? Think about it.  Wouldn’t you feel more secure knowing that your worry about lack of money was behind you?The 6 Must Have Millionaire Traits in this article will start you on the road to financial success.

After interviewing nearly 300 people I’ve come to the conclusion that what most people want may not be a million dollars in their savings account.  They want freedom from stress and worry over money.

Self-made millionaires are an interesting breed of people. You may think that they have more money than you because they are somehow more lucky or smarter or maybe they were born with a special “money gene” that others don’t have.

But the fact is anyone with desire, determination and discipline can become a millionaire.

All anyone with those three qualities needs is a mentor to teach them the methodology.  Coupled with good strategies and money habits, anyone can become a millionaire.

Also, there is nothing finite about being a millionaire whether you shoot for a million dollars in income or a million dollars in net worth. I picked “millionaire” because it is a good round number to start with but once you catch on and apply the mentality and methods of self-made millionaires there is no limit to what you can earn and accumulate in your lifetime. In fact, as my millionaire mentor, Bob Proctor says, “You were born rich.”

-1- Be Yourself

Many people think they have to be something that they are not to become a millionaire.  But just the opposite is true. In fact, integrity is the first rule of a millionaire mind.

Be true to yourself; be true to your beliefs and true to your word.  Be original, authentic and transparent. Be sincere—don’t pretend to be someone you are not.

To step into your millionaire wealth destiny you must believe that you are gifted in ways that are unique and valuable.  You must trust in yourself and the value of your contribution to the world. You have expertise. You have a message to share, a song to sing and a voice to proclaim.

Never, ever undervalue yourself. Exercising your freedom to be who you are is the hardest challenge you will ever face in life. Consider this—you will never prosper to your full potential if you don’t value yourself. Appreciate your one of a kind uniqueness and let your gift make room for you in the world. Relax, have fun and just be yourself.

-2- Be Positive

Fear is paralyzing.  More that anything, fear will stop you from advancing in life.  Fear is negative energy. It robs you of productivity and keeps you from the kind of bold daring moves that create wealth. Don’t waste another second on negative energy.

Positive thinking and positive habits steer you toward success.  The more positive you are about life, the more encouraged you will feel. As you adopt a more positive attitude, your actions and habits will shift toward alignment with your vision of success.

Let go of the need to be approved—you are worthy to receive wealth right now. Let go of the past. You can’t change it. Let go of worry about the future. The best way to predict your own future is to create it from the positive action you take today. Living positively in the present is the best way to assure a dynamic, positive future.

-3- Be Willing

Be willing to learn new ways of thinking.  Think outside the box. Being open-minded to innovation and new ways of thinking, leads to wealth. Be willing to listen to new ideas and new ways of doing things.  Be willing to face your fears and when necessary change your ways. Be willing to take a risk.

If you are not willing to risk the unusual, you will have to accept the ordinaryJim Rohn

 Be willing to change.  Change is hard for most people.  We like the comfort of status quo no matter how much the dust and cobwebs accumulate on our routines. Our greatest fear is the fear of change. We fear changing jobs, neighborhoods, schools, churches, relationships or anything unknown.

Fear of the unknown keeps us from changing.  Imagine what would happen to a butterfly and the many flowers it pollinates if it was fearful of it’s metamorphosis from a dull crawling weed eater to a colorful soaring flyer.  Be willing to drop your fear of change for the sheer exuberance of feeling alive and living out your life purpose. Catch a vision of yourself being a multimillionaire and I promise the willingness to change will become much easier.

Be willing to adopt a millionaire mindset. Self-made millionaires think about how they can make the most of themselves.  They think about how to use their time productively to create wealth.  Most self-made millionaires view having wealth as having the freedom to do what they want while providing tremendous benefit to others.  They are often proud of their accomplishments because they know what they provide betters the lives of millions of people.

-4- Be Productive

“Productivity is never an accident.  It is always the result of a commitment to excellence, intelligent planning, and focused effort.”—Paul J. Meyer, Entrepreneur

Millionaires are productive with their time. They don’t work for money. They make money work for them by being more productive with the time they have.

Self-made millionaires have a different way of thinking about their time than people of lesser means do.  Rich people focus on getting every ounce of productivity they can out of every working hour.

Hourly workers focus on watching the minutes tick off the clock so they can collect their paycheck and go home. People who stay poor focus on busy work. Busy work fills up time.  Busy work is work that gets done but produces no measurable results.

Self-made millionaires look at busy work as being disastrous to achieving results. To the rich, time is money. Money is abundant, and time is scarce.  To the poor, time is abundant and money is scarce. Do you see the difference?

-5- Be Accountable

Accountability and responsibility go hand in hand. To be accountable means to hold yourself personally responsible for getting the results you want.

Here is a big difference between people who earn millions of dollars and those who don’t.  Successful people are those who shoulder responsibility and accept their share of blame when things don’t work out and show sincere appreciation when things go right.  They hold themselves accountable for the outcomes in their life. When they make mistakes they fix what they can and move on.

If you want to be a millionaire success you simply have to accept responsibility for your own success or failure.  That means that most times you have to do some tough things and you must be willing to be accountable for the daily choices you make.

-6- Be Action-Minded

Don’t let fear stop you from taking action.  Be courageous. Don’t wait.

This may be a hard truth for you to face but the fact is millionaires, multimillionaires and billionaires think differently, feel differently and do differently than non-millionaires.  The brutal reality is millionaires and multimillionaires routinely do the things that most people do not like to do. They display uncommon courage in the face of fear.

Do they ever fail?  Of course they do.  But they get back up and try again. They are always working toward the realization of their vision. Winning NCAA Basketball Coach, John Wooden said, “If you’re not making mistakes, then you’re not doing anything.  I’m positive that a doer makes mistakes.”

Procrastinators, on the other hand, are fearful. They are indecisive. They lack courage to take action. Understand that courage isn’t the absence of fear.  Courage is taking action in spite of your fear.  You will be amazed at how quickly fear goes away once you take decisive action.

One of my multimillionaire mentors, T. Harve Eker, wrote in his book, Secrets of the Millionaire Mind,

Action is the bridge between the inner world and the outer world. Rich people act in spite of fear, poor people let fear stop them.”

What you believe is the driving force behind the actions you take and the results you get. Change your beliefs, and you will change your actions. When you change your actions, you will change your results. When you change your results, you will change your life.

Millionaires believe more in the Law of Action to bring millionaire wealth than the Law of Attraction.  Do you truly want a millionaire life? Knowing is not enough.  Wanting is not enough. Believing is not enough. Take action daily. Get started. Be a doer.

Are ready to get started on your path to millionaire success? I can help! Contact me for a FREE consultation.

I want to hear from you! Please be sure to share your comments with others.


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  1. Steve

    This is a great site Rebecca and I always enjoy reading your posts 🙂

    1. Coach Rebecca

      Thank you Steve. I am passionate about writing to help as many people as I can in their pursuit of financial freedom by building their own economy independent from an employer or the government. I see we share the same passion! Thanks for your comment.

  2. Oliver

    Thank you Steve.I am passionate about becoming a millionaire.I am 62 years of age,
    I possess those six qualities.
    I am looking for a mentor,I’ve read T.Harve Eker book six times.

    1. Coach Rebecca

      Hello Oliver! Thanks so much for your comment. I’m glad you have read T. Harve Eker’s book. There is a lot of information about how millionaires think. I would love to talk to you about your experience with Harve’s book. There are dozens of ways to wealth. I will send you an email with some times for a FREE NO OBLIGATION COACHING session. Keep thinking millionaire thoughts! ~Rebecca

  3. Sachin S Phatak

    Am already multimilionare I want now to do something great like my name will become a brand or identity to encourage people willing to become happy in every area of life

    1. Coach Rebecca

      I’m glad to hear about your success, Sachin. Congratulations! You are in a perfect position to create a personal brand with your name using your knowledge and experience to help others. I would be happy to help you explore your options. Feel free to contact me for a chat.


    Investment is the strategy of the billionaires

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